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Welcome to Tenor docs

Tenor is a non-custodial platform for fixed-rate, fixed-term borrowing and lending onchain, built on the Morpho protocol. Explore key concepts and features of the Tenor platform.

What is Tenor

A non-custodial platform for fixed-rate, fixed-term borrowing and lending onchain. Built on the Morpho protocol. Tenor extends Morpho with advanced features.

Lend

Fixed-rate, fixed-term lending matched peer-to-peer. Covers how a position locks in its rate and term, market and limit order types, and exiting early by reselling a position before maturity.

Borrow

Fixed-rate, fixed-term borrowing against collateral. Covers maturity date, repayment, order types, and exiting early.

Auto-renewal

Rolls a borrow position into a new fixed-rate or variable-rate term at maturity, without action from the borrower. Prevents liquidation triggered by reaching maturity unpaid.

Liquidations

How a borrow position is liquidated when its LTV crosses the LLTV or debt goes unpaid at maturity, plus overcollateralization and the price oracles that drive it.

OTC

Bespoke agreements outside standard markets, with custom collateral, rates, and terms. Covers creating offers, requesting quotes, and gated markets.

Tenor Prime

Covers organization accounts with role-based access across wallets, multisigs, vaults. Covers OTC offer requests, gated vaults, and SDK and API access.

Rewards

Rewards on lending and borrowing positions, distributed weekly through Merkl and claimable from the Tenor interface or Merkl.

Fees

Tenor charges no fees for initiating or renewing positions or using the interface.